Privacy issues are a high priority for us at McMiser, We are committed to respecting the privacy of our users. We strive to provide a safe, secure user experience and we follow standard industry practices to maintain your personal information. McMiser does not span or sell/lease its user information to third parties
This privacy policy sets out how “McMiser” uses and protects any information that you give “McMiser” when you use this website.
“McMiser” may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1st September 2008.
“McMiser” is owned by LAKSH ENTERPRISES, a sole proprietorship firm
PERSONAL INFORMATION COLLECTED BY MCMISER
Online Registration: In order to become a McMiser member, you must first create a member account on McMiser by providing information about yourself your name, email address, a brief summary of yourself and a password. McMiser checks for the validity of the email addresses. All information entered there will only be viewable by you and will not be searchable by others in the McMiser network without your permission.
Recognizing You as a McMiser Member: For McMiser to recognize you as a registered member, you must login with your login user name and password As is common in the industry, McMiser uses the technology of cookies and site log files to monitor user registration, to recognize registered members when they revisit the site and to track site usage. Our ability to identify you as a registered member allows us to customize the McMiser experience and to protect your personal information based on your account settings.
Internet Communication Protocol Information: The communication standards of the Internet industry transmit the URL of the site from which you visit McMiser, the IP address of your computer, the IP address of your ISP, various attributes of your computer such as operating system, resolution and browser software, and the date and time of your various requests for pages on McMiser. McMiser file logging system automatically logs all of this information in its log files for its analysis.
USE OF INFORMATION BY MCMISER
McMiser is an online website that offers service on stock consulting. McMiser also collects additional information in order to operate and improve our service. McMiser is the sole owner of the information collected on the McMiser site.
In addition to being a social and professional networking site, McMiser also provides a variety of forums for its members to express themselves in the form of articles, opinions or comments. Since this expression is linked to the member's identity and the expression is in the public domain, the compilation of a member's creative contributions to McMiser will be visible to all visitors of McMiser whether or not they are registered members of McMiser.
Sharing Of Information With Third Parties: McMiser takes your privacy very seriously. McMiser will never sell, rent, or otherwise provide your personally identifiable information to any third parties unless it is to carry out your instructions and to provide specific services. As an example, we send your information to a credit card processing company to process a payment you have made for the use of a McMiser service. These third parties are bound by strict confidentiality agreements, which limit their use of such information. In addition, McMiser may share your information to send direct mailers or complimentary coupons/offers to a mailing agency to process postal mailing. Again, such an agency would be bound by strict confidentiality agreements that limit their use of such information.
Email Communications: McMiser generally communicates with you as a registered member of McMiser through the primary email that you have specified at the time of registration. This is also used as the login text string in conjunction with the password to authenticate you on the McMiser site. Your email and password are never shared with anybody within or outside McMiser. McMiser uses this email address to send you three types of communications:
1) Sending you emails related to the proper functioning of your account (e.g. when you receive a response to a classified you have posted on McMiser or when you receive an invitation to join the personal network of another person)
2) Sending you occasional announcements about changes in McMiser's policies or promotions introduction of new services
3) Sending the “paid for” report to the inbox in “my page” of user.
Please note that these email communications may contain commercial messages of advertisers; however, McMiser does not provide your personal information or emails to any of the advertisers; we just include the advertising banners they provide us in the emails that we send. As always you can opt out of the newsletters or promotional announcements.
Partnering With Others: McMiser may partner with other online services to offer a combined service. Whenever we offer such combined services, McMiser will make it clear as to whom the partner is, and it will be entirely up to you to use or not to use the service. Where any personal information is passed along to the partner you will be informed prior to that sharing.
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Links to other websites
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Recommendations from users:
McMiser provides a platform for its members to express themselves in the form of articles and recommendations. Recommendations to Miserji by the members are welcomed. McMiser offers prizes for the best recommendation made by the members. The prizes are subjected to availability.
McMiser encourages healthy discussion on the topics that members contribute to in forums and where relevant, when McMiser feels that the topic discussed is important or interesting which will be useful for the members, McMiser shall post in the website. Any person including a visitor to the website can access the to the articles and recommendations.
Accessing and Changing Your Account Information
You can review the personal information you provided us and make any desired changes to the information, or to the settings for your McMiser account, at any time by logging in to your account on the McMiser website and editing the information on your Profile page.
DISCLOSURES REQUIRED BY LAW: It is possible that we may need to disclose personal information when required by law. We will disclose such information wherein we have a good-faith belief that it is necessary to comply with a court order, ongoing judicial proceeding, or other legal process served on our company or to exercise our legal rights or defend against legal claims.
DISCLAIMER OF WARRANTIES AND INDEMNITY
YOUR USE OF MCMISER IS AT YOUR OWN RISK. THIS WEBSITE IS PROVIDED BY MCMISER, ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WEBSITES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
MCMISER.COM, MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS ON THE WEBSITE
YOUR SOLE REMEDY FOR DISSATISFACTION WITH MCMISER, SITE-RELATED SERVICES AND/OR CONTENT OR INFORMATION CONTAINED WITHIN THE SITE IS TO STOP USING THE SITE AND/OR ITS SERVICES.
You agree to indemnify, defend and hold McMiser, harmless from all claims, damages and expenses (including attorney's fees) made by any third party arising out of your content, your use of McMiser, your connection to McMiser, your violation of this Agreement, our Terms of Use or our Privacy Policy, and the development, operation, maintenance, use and contents of the website.